Identity fraud happens when someone uses your personal information without your permission. They might open bank accounts, apply for loans, or even commit crimes in your name. It’s more common than you think, and it can happen to anyone, online or in person.
Fraudsters usually get your information through phishing emails, data breaches, or by stealing your mail or wallet. Sometimes, they even guess your details or use public records. The scary part? They can cause serious damage before you even realize something’s wrong.
Keep an eye on your bank statements and credit reports for transactions or accounts you didn’t open. If you get unexpected bills or letters about things you haven’t bought, that’s a red flag. Also, watch out for calls or emails asking for personal info — legit companies won’t ask for sensitive details that way.
Start by choosing strong, unique passwords and changing them regularly. Don’t share personal info on social media or with people you don’t trust. Shred documents with sensitive info before trashing them. Also, verify sources before clicking links or downloading attachments in emails.
Using two-factor authentication adds an extra layer of security, making it tougher for fraudsters to break in. Regularly update your devices and software to block known security holes. And if you think your identity might be at risk, freeze your credit to stop new accounts from being opened without your permission.
Remember, staying informed and vigilant is your best defense against identity fraud. Keeping your personal info safe isn’t just smart — it’s necessary in today’s digital world.
Potential identity fraud involving Adetshina has raised concerns about the integrity of the Department of Home Affairs' registration processes in South Africa. Investigations are needed to determine any irregularities and ensure the trustworthiness of the national identity system.